London & Cheshire Insurance v Ferrishurst Ltd [1971] and Ferrishurst Ltd v Wallcite Ltd [1999]

London & Cheshire Insurance v Ferrishurst Ltd [1971] and Ferrishurst Ltd v Wallcite Ltd [1999]

Key Points of the Cases:

• Context: Both cases involve the application of the concept of Actual Occupation (AO) in the context of commercial properties.

• Application to Commercial Property:

◦ London & Cheshire Insurance v Ferrishurst Ltd (1971): Established the principle that AO can apply to commercial properties such as shops and factories.

◦ Ferrishurst Ltd v Wallcite Ltd (1999): Affirmed the application of AO in commercial contexts, indicating that it is relevant for determining overriding interests in such properties.